How to Setup UPI Payments in Uber (Guide)
UPI or Unified Payment Interface is an initiative by National Payment Corporation of India to bring a safety and secure payment method which works instantly. UPI was launched as an initiative to brand Republic of india a cashless economic system. Every bit more and more than merchants and service providers starting time excepting UPI equally a payment method, the need to use cash will dwindle in the future. Since its launch, the payment service has expanded its attain and is now becoming a norm across Republic of india. Just a few days back, Uber updated its app to back up UPI payment selection in India. Uber has partnered with NPCI along with Republic of india's two leading banks (Axis and HDFC) to bring this integration. UPI is a very secure and simple payment method, which will really help riders across Republic of india to easily pay for their rides. This commodity is going to cover the benefits of using UPI with Uber and besides show you lot the steps required to set up up UPI as a payment method for Uber:
Note: Currently, Uber's UPI integration is available only for Android Users. The iOS update is said to be coming soon. However, the procedure will exist the aforementioned for iPhone and iPad users as well, whenever the update rolls out.
Setting upwardly UPI With Uber
Setting up UPI with your Uber account can be different depending on the fact that whether you already have a UPI account set up or not. If you already have a UPI ID, then it is merely going to take a few steps. However, if you don't take a UPI ID, you volition have to set that up too. Thankfully, nosotros can do that from right inside the Uber app. And so, allow'southward non waste matter any more time and start the setup process.
Use Existing UPI ID in Uber
1. Let us kickoff start with the easier method. This will work if you already accept a UPI ID. Launch the Uber app and tap on the hamburger menu on the top left. Hither, tap on the "Payments" option.
ii. Hither, tap on "Add together Payment Method" and then select UPI.
3. If you already have a UPI ID gear up, tap on "Link Existing Payment Address". Now, enter your UPI ID and tap on 'Save'. Now, Uber will charge a token money of INR 1 to confirm your ID and so information technology will exist added to your payments pick.
Create UPI ID in Uber
1. If you don't already accept a UPI ID, we are going to create ane correct now within Uber. On the above mentioned pace-3, instead of tapping on "Link Existing Payment Address",tap on the Continue button and on the next folio hitting the 'Register' button.
2. Now, the app will ask you lot to cull the number that is registered with your bank account. If you are using a smartphone with just a single sim card, then make certain that the number you are using is the same as the one registered in your bank account. If you lot are using a dual-SIM device, make sure to select the number which is linked to your banking company account. For example, I selected 'SIM 2' as that'due south the number linked with my depository financial institution account. At present, on the next folio, just tap on the proper name of your banking concern.
iii. Equally soon as y'all tap on your bank proper noun, a pop-upwardly menu showing you lot your bank account will show up. Just, tap on it. On the adjacent page, we will annals your debit carte. Just enter the required information and hit the "Submit" button.
4. On this page, your phone number will be verified again. Enter the OTP and and so create your four digit PIN. This is the Pivot that you lot volition use to authorise all your UPI payments. Think of information technology as similar to your ATM PIN. Yous will need to enter it anytime you are conveying out a transaction.
five. If you take followed the steps correctly till now, you have created your own unique UPI ID. Your unique ID, also known as "Payment Address", should be visible to you now, annotation information technology downwardly.
6. Now, that we have created the UPI ID, we will employ it to add UPI as a payment method inside Uber. Just go to Payment->Add Payment Method->UPI. Here, instead of tapping 'Continue', we will tap on the "Link Existing Payment Address". Enter the UPI ID (Payment Address) that nosotros just created and tap on 'Save'.
vii. Now, as I mentioned previously, Uber will charge a token coin of INR i to authenticate the payment address that we accept entered. Here, hit, the Continue button so tap on Shut. In case you are wondering about the token coin, it will exist refunded back to your account later on the authentication.
Approval UPI Transactions in Uber
Now, y'all must exist thinking, where exercise I approve this transaction. Here, I will show how to practice just that. The charge made past Uber will show up in your UPI app. If you created your UPI ID outside Uber or you already had a UPI ID, the charge will show up in the app you lot used to create your ID.
Since nosotros take created the UPI ID with Uber and Uber is using Axis Bank as the provider, Y'all will take to install the Axis Banking concern'southward UPI app.
- Uber's UPI payment is powered by Axis Depository financial institution, we volition install the "BHIM Axis Pay UPI App". Click on the links to install the app and then launch it (Android / iOS). Once you launch the app, select your phone number which we used in setting upward our UPI ID.
2. On this page, only enter your name, electronic mail ID, and ready a six digit passcode for your app. Remember the passcode is different from the Pivot we created before. The Passcode will allow you to access the app while the Pivot will authorise your transactions. Together, they innovate the ii-factor authentication security characteristic. Now, tap on 'Become Started'.
3. On the dwelling page of the app, you lot volition meet a pending request from Uber. Tap on it. On the next folio, a unproblematic infographic will show you the parties of the transaction. Just tap on the 'Approve' push button.
four. Now, here you will be asked to enter the PIN to cosign the payment. Enter the 4-digit Pin that we created. Now, that the payment is approved, UPI has been added as a payment method inside your Uber business relationship. To ostend it just go to the 'Payment' option in the Uber app and you will find information technology there.
Benefits of Using UPI in Uber
If you already had a UPI ID, so using this payment method is a no brainer. Simply, those of you, who will have to create their UPI ID to pay to Uber must be thinking, why to jump through so many hoops to create another payment method, when I can still use the older ones. Well, to them, I volition say that in that location are a lot of benefits of using UPI over other payment methods. Let'southward break it down one by ane for all the other payment methods nowadays in Uber.
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UPI vs Cash Payment
Well, this ane is pretty straight frontwards. You will not have to comport cash with yous when you use the UPI payment. No cash ways no headache of carrying change and no fiddling to take out money at the stop of every trip.
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UPI vs Credit/Debit Cards
When y'all apply cards as your payment system, every time y'all take a ride, you have to go through the whole process of inputting your CVV number then wait for the OTP. If you use Uber as much as I do, you will understand how frustrating information technology is to exercise that. With UPI, there'due south no such problem. At the stop of your trip, Uber volition transport a payment request to your UPI ID. To pay, just launch your UPI app and corroborate the request past entering the Pivot. It is that simple.
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UPI vs Paytm
Every do good I mentioned above is provided by Paytm too. Its payment procedure is even simpler than that of UPI, as the money is automatically deducted from your Paytm wallet. And so why should yous use UPI? Well, for starters, using Paytm requires you to add money to its digital wallet, which is not the example with UPI, as in UPI the money is charged straight from your bank account. Secondly, you have to maintain a minimum balance inside your Paytm wallet (INR 350) to get the ability to book a cab. This ways that you volition need to remember to recharge your Paytm wallet from fourth dimension to time. Lastly and virtually importantly, the coin stored in Paytm wallet is not as liquid as the coin in your account. What I mean is that the money in your account can be used in more than scenarios (for example, withdrawing greenbacks, transferring, etc) then the coin saved in your Paytm wallet.
Because the in a higher place reasons, it is sufficed to say that using UPI is better than using any other payment method present in the Uber app.
Encounter Also: 12 Cool Uber Tricks You lot Should Attempt
Apply UPI to Pay for Uber Rides
In the article, I have tried my best to explain the whole set-up procedure of the UPI payment system within the Uber app. If you still have any doubts, you can drop your questions in the comment section beneath. Also, now that you know the benefits of using UPI, are you inclined to use information technology over the other payment options. Let u.s.a. know your thoughts on the subject. We will love to hear your opinion on the subject matter.
Source: https://beebom.com/how-setup-upi-payments-uber/
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